{"items":"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<link rel=\"stylesheet\" id=\"wd-post-types-mod-categories-style-bg-css\" href=\"https:\/\/finansukonsultantai.lt\/wp-content\/themes\/woodmart\/css\/parts\/post-types-mod-categories-style-bg.min.css?ver=8.3.9\" type=\"text\/css\" media=\"all\" \/> \t\t\t\n<article id=\"post-24676\" class=\"wd-post blog-design-masonry blog-post-loop blog-style-bg wd-add-shadow wd-col post-24676 post type-post status-publish format-standard has-post-thumbnail hentry category-investavimas category-investicinis-gyvybes-draudimas\">\n\t<div class=\"wd-post-inner article-inner\">\n\t\t\t\t\t<div class=\"wd-post-thumb entry-header\">\n\t\t\t\t\t\t\t\t\t<div class=\"wd-post-img post-img-wrapp\">\n\t\t\t\t\t\t<img width=\"1920\" height=\"1080\" src=\"https:\/\/finansukonsultantai.lt\/wp-content\/uploads\/2025\/04\/kgd_kada_tinka_1920x1080.jpg\" class=\"attachment- size-\" alt=\"\" decoding=\"async\" fetchpriority=\"high\" 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href=\"https:\/\/finansukonsultantai.lt\/kada-kaupiamasis-gyvybes-draudimas-kgd-tinkamas-finansinis-irankis-o-kada-nelabai\/\" aria-label=\"Link on post Kada kaupiamasis gyvyb\u0117s draudimas (KGD) tinkamas finansinis \u012frankis, o kada nelabai?\"><\/a>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t<link rel=\"stylesheet\" id=\"wd-post-types-mod-date-style-bg-css\" href=\"https:\/\/finansukonsultantai.lt\/wp-content\/themes\/woodmart\/css\/parts\/post-types-mod-date-style-bg.min.css?ver=8.3.9\" type=\"text\/css\" media=\"all\" \/> \t\t\t\t\t\t<div class=\"wd-post-date wd-style-with-bg\">\n\t\t\t\t<span class=\"post-date-day\">\n\t\t\t\t\t16\t\t\t\t<\/span>\n\t\t\t\t<span class=\"post-date-month\">\n\t\t\t\t\tBir\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\n\t\t<div class=\"wd-post-content article-body-container\">\n\t\t\t\t\t\t\t<div class=\"wd-post-cat wd-style-with-bg meta-post-categories\">\n\t\t\t\t\t<a href=\"https:\/\/finansukonsultantai.lt\/investavimas\/\" rel=\"category tag\">Investavimas<\/a>, <a href=\"https:\/\/finansukonsultantai.lt\/investicinis-gyvybes-draudimas\/\" rel=\"category tag\">Investicinis gyvyb\u0117s draudimas<\/a>\t\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t\t<h3 class=\"wd-post-title wd-entities-title title post-title\">\n\t\t\t\t\t<a href=\"https:\/\/finansukonsultantai.lt\/kada-kaupiamasis-gyvybes-draudimas-kgd-tinkamas-finansinis-irankis-o-kada-nelabai\/\" rel=\"bookmark\">Kada kaupiamasis gyvyb\u0117s draudimas (KGD) tinkamas finansinis \u012frankis, o kada nelabai?<\/a>\n\t\t\t\t<\/h3>\n\t\t\t\n\t\t\t\t\t\t\t<div class=\"wd-post-meta\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<link rel=\"stylesheet\" id=\"wd-blog-mod-author-css\" href=\"https:\/\/finansukonsultantai.lt\/wp-content\/themes\/woodmart\/css\/parts\/blog-mod-author.min.css?ver=8.3.9\" type=\"text\/css\" media=\"all\" \/> \t\t\t\t\t\t\t\t<div class=\"wd-post-author\">\n\t\t\t\t\t\t\t\t\t\t\t<span>Posted by<\/span>\n\t\t\n\t\t\t\t\t<img alt='author-avatar' src='https:\/\/finansukonsultantai.lt\/wp-content\/litespeed\/avatar\/e43e5acef530066829285a99ab30a138.jpg?ver=1776447014' srcset='https:\/\/finansukonsultantai.lt\/wp-content\/litespeed\/avatar\/2931becf5eb198cfbd9b475814019704.jpg?ver=1776447014 2x' class='avatar avatar-18 photo' height='18' width='18' decoding='async'\/>\t\t\n\t\t\t\t\t<a href=\"https:\/\/finansukonsultantai.lt\/author\/admin\/\" class=\"author\" rel=\"author\">admin<\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"wd-modified-date\">\n\t\t\t\t\t\t\t\t<time class=\"updated\" datetime=\"2025-04-15T11:33:29+03:00\">\n\t\t\t2025-04-15\t\t<\/time>\n\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t\t<div tabindex=\"0\" class=\"wd-post-share wd-tltp\">\n\t\t\t\t\t\t\t<div class=\"tooltip top\">\n\t\t\t\t\t\t\t\t<div class=\"tooltip-inner\">\n\t\t\t\t\t\t\t\t\t\t\t\t<link rel=\"stylesheet\" id=\"wd-social-icons-css\" href=\"https:\/\/finansukonsultantai.lt\/wp-content\/themes\/woodmart\/css\/parts\/el-social-icons.min.css?ver=8.3.9\" type=\"text\/css\" media=\"all\" \/> \t\t\t\t\t\t<div\n\t\t\t\t\t\tclass=\" wd-social-icons wd-style-default wd-size-small social-share wd-shape-circle color-scheme-light text-center\">\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<a rel=\"noopener noreferrer nofollow\" href=\"https:\/\/www.facebook.com\/sharer\/sharer.php?u=https:\/\/finansukonsultantai.lt\/investavimas\/\" target=\"_blank\" class=\" wd-social-icon social-facebook\" aria-label=\"Facebook social link\">\n\t\t\t\t\t\t<span class=\"wd-icon\"><\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<a rel=\"noopener noreferrer nofollow\" href=\"https:\/\/x.com\/share?url=https:\/\/finansukonsultantai.lt\/investavimas\/\" target=\"_blank\" class=\" wd-social-icon social-twitter\" aria-label=\"X social link\">\n\t\t\t\t\t\t<span class=\"wd-icon\"><\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<a rel=\"noopener noreferrer nofollow\" href=\"https:\/\/www.linkedin.com\/shareArticle?mini=true&url=https:\/\/finansukonsultantai.lt\/investavimas\/\" target=\"_blank\" class=\" wd-social-icon social-linkedin\" aria-label=\"Linkedin social link\">\n\t\t\t\t\t\t<span class=\"wd-icon\"><\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"tooltip-arrow\"><\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"wd-post-excerpt entry-content\">\n\t\t\t\t\t\tKaupiamasis gyvyb\u0117s draudimas (KGD) \u2013 tai finansinis \u012frankis, kuris vienu metu apima gyvyb\u0117s apsaug\u0105 ir kapitalo kaupim\u0105 atei\u010diai. Kaip ir bet kuris kitas finansinis produktas, jis tinka ne visiems ir ne kiekvienoje situacijoje. \u0160iame straipsnyje aptarsime, kam jis naudingas, o kada gali b\u016bti ma\u017eiau tinkamas.\n\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"wd-post-read-more wd-style-link read-more-section\">\n\t\t\t\t\t\t<a class=\"\" href=\"https:\/\/finansukonsultantai.lt\/kada-kaupiamasis-gyvybes-draudimas-kgd-tinkamas-finansinis-irankis-o-kada-nelabai\/\">Pla\u010diau<\/a>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t<\/div>\n<\/article>\n\n\t\t\t\t\t\t\t\t\t\t\t\n<article id=\"post-24669\" class=\"wd-post blog-design-masonry blog-post-loop blog-style-bg wd-add-shadow wd-col post-24669 post type-post status-publish format-standard has-post-thumbnail hentry category-investavimas category-investicinis-gyvybes-draudimas\">\n\t<div class=\"wd-post-inner article-inner\">\n\t\t\t\t\t<div class=\"wd-post-thumb entry-header\">\n\t\t\t\t\t\t\t\t\t<div class=\"wd-post-img post-img-wrapp\">\n\t\t\t\t\t\t<img width=\"1920\" height=\"1080\" src=\"https:\/\/finansukonsultantai.lt\/wp-content\/uploads\/2025\/04\/kgd_papildomos_imokos_1920x1080.jpg\" class=\"attachment- size-\" alt=\"\" decoding=\"async\" srcset=\"https:\/\/finansukonsultantai.lt\/wp-content\/uploads\/2025\/04\/kgd_papildomos_imokos_1920x1080.jpg 1920w, https:\/\/finansukonsultantai.lt\/wp-content\/uploads\/2025\/04\/kgd_papildomos_imokos_1920x1080-400x225.jpg 400w, https:\/\/finansukonsultantai.lt\/wp-content\/uploads\/2025\/04\/kgd_papildomos_imokos_1920x1080-1300x731.jpg 1300w, https:\/\/finansukonsultantai.lt\/wp-content\/uploads\/2025\/04\/kgd_papildomos_imokos_1920x1080-768x432.jpg 768w, https:\/\/finansukonsultantai.lt\/wp-content\/uploads\/2025\/04\/kgd_papildomos_imokos_1920x1080-1536x864.jpg 1536w, https:\/\/finansukonsultantai.lt\/wp-content\/uploads\/2025\/04\/kgd_papildomos_imokos_1920x1080-430x242.jpg 430w, https:\/\/finansukonsultantai.lt\/wp-content\/uploads\/2025\/04\/kgd_papildomos_imokos_1920x1080-700x394.jpg 700w, https:\/\/finansukonsultantai.lt\/wp-content\/uploads\/2025\/04\/kgd_papildomos_imokos_1920x1080-150x84.jpg 150w\" sizes=\"(max-width: 1920px) 100vw, 1920px\" \/>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<a class=\"wd-fill\" tabindex=\"-1\" href=\"https:\/\/finansukonsultantai.lt\/ar-galima-daryti-papildomas-imokas-i-kaupiamaji-gyvybes-draudima-kgd\/\" aria-label=\"Link on post Ar galima daryti papildomas \u012fmokas \u012f kaupiam\u0105j\u012f gyvyb\u0117s draudim\u0105 (IGD)?\"><\/a>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"wd-post-date wd-style-with-bg\">\n\t\t\t\t<span class=\"post-date-day\">\n\t\t\t\t\t15\t\t\t\t<\/span>\n\t\t\t\t<span class=\"post-date-month\">\n\t\t\t\t\tBir\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\n\t\t<div class=\"wd-post-content article-body-container\">\n\t\t\t\t\t\t\t<div class=\"wd-post-cat wd-style-with-bg meta-post-categories\">\n\t\t\t\t\t<a href=\"https:\/\/finansukonsultantai.lt\/investavimas\/\" rel=\"category tag\">Investavimas<\/a>, <a href=\"https:\/\/finansukonsultantai.lt\/investicinis-gyvybes-draudimas\/\" rel=\"category tag\">Investicinis gyvyb\u0117s draudimas<\/a>\t\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t\t<h3 class=\"wd-post-title wd-entities-title title post-title\">\n\t\t\t\t\t<a href=\"https:\/\/finansukonsultantai.lt\/ar-galima-daryti-papildomas-imokas-i-kaupiamaji-gyvybes-draudima-kgd\/\" rel=\"bookmark\">Ar galima daryti papildomas \u012fmokas \u012f kaupiam\u0105j\u012f gyvyb\u0117s draudim\u0105 (IGD)?<\/a>\n\t\t\t\t<\/h3>\n\t\t\t\n\t\t\t\t\t\t\t<div class=\"wd-post-meta\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"wd-post-author\">\n\t\t\t\t\t\t\t\t\t\t\t<span>Posted by<\/span>\n\t\t\n\t\t\t\t\t<img alt='author-avatar' src='https:\/\/finansukonsultantai.lt\/wp-content\/litespeed\/avatar\/e43e5acef530066829285a99ab30a138.jpg?ver=1776447014' 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href=\"https:\/\/www.facebook.com\/sharer\/sharer.php?u=https:\/\/finansukonsultantai.lt\/investavimas\/\" target=\"_blank\" class=\" wd-social-icon social-facebook\" aria-label=\"Facebook social link\">\n\t\t\t\t\t\t<span class=\"wd-icon\"><\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<a rel=\"noopener noreferrer nofollow\" href=\"https:\/\/x.com\/share?url=https:\/\/finansukonsultantai.lt\/investavimas\/\" target=\"_blank\" class=\" wd-social-icon social-twitter\" aria-label=\"X social link\">\n\t\t\t\t\t\t<span class=\"wd-icon\"><\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<a rel=\"noopener noreferrer nofollow\" href=\"https:\/\/www.linkedin.com\/shareArticle?mini=true&url=https:\/\/finansukonsultantai.lt\/investavimas\/\" target=\"_blank\" class=\" wd-social-icon social-linkedin\" aria-label=\"Linkedin social link\">\n\t\t\t\t\t\t<span class=\"wd-icon\"><\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"tooltip-arrow\"><\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"wd-post-excerpt entry-content\">\n\t\t\t\t\t\tTaip, papildomos \u012fmokos \u012f kaupiam\u0105j\u012f gyvyb\u0117s draudim\u0105 (KGD) yra galimos, ta\u010diau jos turi tam tikrus limitus ir s\u0105lygas, kuriuos svarbu \u017einoti prie\u0161 planuojant didesnes sumas.\n\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"wd-post-read-more wd-style-link read-more-section\">\n\t\t\t\t\t\t<a class=\"\" href=\"https:\/\/finansukonsultantai.lt\/ar-galima-daryti-papildomas-imokas-i-kaupiamaji-gyvybes-draudima-kgd\/\">Pla\u010diau<\/a>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t<\/div>\n<\/article>\n\n\t\t\t\t\t\t\t\t\t\t\t\n<article id=\"post-24666\" class=\"wd-post blog-design-masonry blog-post-loop blog-style-bg wd-add-shadow wd-col post-24666 post type-post status-publish format-standard has-post-thumbnail hentry category-finansine-laisve category-investavimas category-investicinis-gyvybes-draudimas\">\n\t<div class=\"wd-post-inner article-inner\">\n\t\t\t\t\t<div class=\"wd-post-thumb entry-header\">\n\t\t\t\t\t\t\t\t\t<div class=\"wd-post-img post-img-wrapp\">\n\t\t\t\t\t\t<img width=\"1920\" height=\"1080\" src=\"https:\/\/finansukonsultantai.lt\/wp-content\/uploads\/2025\/04\/kgd_minimali_imoka_1920x1080.jpg\" class=\"attachment- size-\" alt=\"\" decoding=\"async\" loading=\"lazy\" srcset=\"https:\/\/finansukonsultantai.lt\/wp-content\/uploads\/2025\/04\/kgd_minimali_imoka_1920x1080.jpg 1920w, https:\/\/finansukonsultantai.lt\/wp-content\/uploads\/2025\/04\/kgd_minimali_imoka_1920x1080-400x225.jpg 400w, https:\/\/finansukonsultantai.lt\/wp-content\/uploads\/2025\/04\/kgd_minimali_imoka_1920x1080-1300x731.jpg 1300w, https:\/\/finansukonsultantai.lt\/wp-content\/uploads\/2025\/04\/kgd_minimali_imoka_1920x1080-768x432.jpg 768w, https:\/\/finansukonsultantai.lt\/wp-content\/uploads\/2025\/04\/kgd_minimali_imoka_1920x1080-1536x864.jpg 1536w, https:\/\/finansukonsultantai.lt\/wp-content\/uploads\/2025\/04\/kgd_minimali_imoka_1920x1080-430x242.jpg 430w, https:\/\/finansukonsultantai.lt\/wp-content\/uploads\/2025\/04\/kgd_minimali_imoka_1920x1080-700x394.jpg 700w, https:\/\/finansukonsultantai.lt\/wp-content\/uploads\/2025\/04\/kgd_minimali_imoka_1920x1080-150x84.jpg 150w\" sizes=\"auto, (max-width: 1920px) 100vw, 1920px\" \/>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<a class=\"wd-fill\" tabindex=\"-1\" href=\"https:\/\/finansukonsultantai.lt\/kokia-galima-minimali-kaupiamojo-gyvybes-draudimo-kgd-imoka\/\" aria-label=\"Link on post Kokia galima minimali kaupiamojo gyvyb\u0117s draudimo (IGD) \u012fmoka?\"><\/a>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"wd-post-date wd-style-with-bg\">\n\t\t\t\t<span class=\"post-date-day\">\n\t\t\t\t\t10\t\t\t\t<\/span>\n\t\t\t\t<span class=\"post-date-month\">\n\t\t\t\t\tBir\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\n\t\t<div class=\"wd-post-content article-body-container\">\n\t\t\t\t\t\t\t<div class=\"wd-post-cat wd-style-with-bg meta-post-categories\">\n\t\t\t\t\t<a href=\"https:\/\/finansukonsultantai.lt\/finansine-laisve\/\" rel=\"category tag\">Finansin\u0117 laisv\u0117<\/a>, <a href=\"https:\/\/finansukonsultantai.lt\/investavimas\/\" rel=\"category tag\">Investavimas<\/a>, <a href=\"https:\/\/finansukonsultantai.lt\/investicinis-gyvybes-draudimas\/\" rel=\"category tag\">Investicinis gyvyb\u0117s draudimas<\/a>\t\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t\t<h3 class=\"wd-post-title wd-entities-title title post-title\">\n\t\t\t\t\t<a href=\"https:\/\/finansukonsultantai.lt\/kokia-galima-minimali-kaupiamojo-gyvybes-draudimo-kgd-imoka\/\" rel=\"bookmark\">Kokia galima minimali kaupiamojo gyvyb\u0117s draudimo (IGD) \u012fmoka?<\/a>\n\t\t\t\t<\/h3>\n\t\t\t\n\t\t\t\t\t\t\t<div class=\"wd-post-meta\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"wd-post-author\">\n\t\t\t\t\t\t\t\t\t\t\t<span>Posted by<\/span>\n\t\t\n\t\t\t\t\t<img alt='author-avatar' src='https:\/\/finansukonsultantai.lt\/wp-content\/litespeed\/avatar\/e43e5acef530066829285a99ab30a138.jpg?ver=1776447014' srcset='https:\/\/finansukonsultantai.lt\/wp-content\/litespeed\/avatar\/2931becf5eb198cfbd9b475814019704.jpg?ver=1776447014 2x' class='avatar avatar-18 photo' height='18' width='18' loading='lazy' decoding='async'\/>\t\t\n\t\t\t\t\t<a href=\"https:\/\/finansukonsultantai.lt\/author\/admin\/\" class=\"author\" rel=\"author\">admin<\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"wd-modified-date\">\n\t\t\t\t\t\t\t\t<time class=\"updated\" datetime=\"2025-06-25T09:55:27+03:00\">\n\t\t\t2025-06-25\t\t<\/time>\n\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t\t<div tabindex=\"0\" class=\"wd-post-share wd-tltp\">\n\t\t\t\t\t\t\t<div class=\"tooltip top\">\n\t\t\t\t\t\t\t\t<div class=\"tooltip-inner\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div\n\t\t\t\t\t\tclass=\" wd-social-icons wd-style-default wd-size-small social-share wd-shape-circle color-scheme-light text-center\">\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<a rel=\"noopener noreferrer nofollow\" href=\"https:\/\/www.facebook.com\/sharer\/sharer.php?u=https:\/\/finansukonsultantai.lt\/investavimas\/\" target=\"_blank\" class=\" wd-social-icon social-facebook\" aria-label=\"Facebook social link\">\n\t\t\t\t\t\t<span class=\"wd-icon\"><\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<a rel=\"noopener noreferrer nofollow\" href=\"https:\/\/x.com\/share?url=https:\/\/finansukonsultantai.lt\/investavimas\/\" target=\"_blank\" class=\" wd-social-icon social-twitter\" aria-label=\"X social link\">\n\t\t\t\t\t\t<span class=\"wd-icon\"><\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<a rel=\"noopener noreferrer nofollow\" href=\"https:\/\/www.linkedin.com\/shareArticle?mini=true&url=https:\/\/finansukonsultantai.lt\/investavimas\/\" target=\"_blank\" class=\" wd-social-icon social-linkedin\" aria-label=\"Linkedin social link\">\n\t\t\t\t\t\t<span class=\"wd-icon\"><\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"tooltip-arrow\"><\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"wd-post-excerpt entry-content\">\n\t\t\t\t\t\tVienas i\u0161 da\u017eniausi\u0173 klausim\u0173, kur\u012f u\u017eduoda \u017emon\u0117s, svarstantys apie kaupiam\u0105j\u012f gyvyb\u0117s draudim\u0105 (KGD) \u2013 kokia yra minimali \u012fmoka? Tai svarbu, nes daugelis nori prad\u0117ti kaupti atsakingai, bet tuo pa\u010diu neperkrauti savo biud\u017eeto.\n\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"wd-post-read-more wd-style-link read-more-section\">\n\t\t\t\t\t\t<a class=\"\" href=\"https:\/\/finansukonsultantai.lt\/kokia-galima-minimali-kaupiamojo-gyvybes-draudimo-kgd-imoka\/\">Pla\u010diau<\/a>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t<\/div>\n<\/article>\n\n\t\t\t\t\t\t\t\t\t\t\t\n<article id=\"post-24661\" class=\"wd-post blog-design-masonry blog-post-loop blog-style-bg wd-add-shadow wd-col post-24661 post type-post status-publish format-standard has-post-thumbnail hentry category-investavimas category-investicinis-gyvybes-draudimas\">\n\t<div class=\"wd-post-inner article-inner\">\n\t\t\t\t\t<div class=\"wd-post-thumb entry-header\">\n\t\t\t\t\t\t\t\t\t<div class=\"wd-post-img post-img-wrapp\">\n\t\t\t\t\t\t<img width=\"1920\" height=\"1080\" src=\"https:\/\/finansukonsultantai.lt\/wp-content\/uploads\/2025\/04\/kgd_bazinis_produktas_1920x1080.jpg\" class=\"attachment- size-\" alt=\"\" decoding=\"async\" loading=\"lazy\" srcset=\"https:\/\/finansukonsultantai.lt\/wp-content\/uploads\/2025\/04\/kgd_bazinis_produktas_1920x1080.jpg 1920w, https:\/\/finansukonsultantai.lt\/wp-content\/uploads\/2025\/04\/kgd_bazinis_produktas_1920x1080-400x225.jpg 400w, https:\/\/finansukonsultantai.lt\/wp-content\/uploads\/2025\/04\/kgd_bazinis_produktas_1920x1080-1300x731.jpg 1300w, https:\/\/finansukonsultantai.lt\/wp-content\/uploads\/2025\/04\/kgd_bazinis_produktas_1920x1080-768x432.jpg 768w, https:\/\/finansukonsultantai.lt\/wp-content\/uploads\/2025\/04\/kgd_bazinis_produktas_1920x1080-1536x864.jpg 1536w, https:\/\/finansukonsultantai.lt\/wp-content\/uploads\/2025\/04\/kgd_bazinis_produktas_1920x1080-430x242.jpg 430w, https:\/\/finansukonsultantai.lt\/wp-content\/uploads\/2025\/04\/kgd_bazinis_produktas_1920x1080-700x394.jpg 700w, https:\/\/finansukonsultantai.lt\/wp-content\/uploads\/2025\/04\/kgd_bazinis_produktas_1920x1080-150x84.jpg 150w\" sizes=\"auto, (max-width: 1920px) 100vw, 1920px\" \/>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<a class=\"wd-fill\" tabindex=\"-1\" href=\"https:\/\/finansukonsultantai.lt\/kodel-kaupiamasis-gyvybes-draudimas-kgd-yra-bazinis-finansinis-produktas\/\" aria-label=\"Link on post Kod\u0117l kaupiamasis gyvyb\u0117s draudimas (KGD) yra bazinis finansinis produktas?\"><\/a>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"wd-post-date wd-style-with-bg\">\n\t\t\t\t<span class=\"post-date-day\">\n\t\t\t\t\t03\t\t\t\t<\/span>\n\t\t\t\t<span class=\"post-date-month\">\n\t\t\t\t\tBir\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\n\t\t<div class=\"wd-post-content article-body-container\">\n\t\t\t\t\t\t\t<div class=\"wd-post-cat wd-style-with-bg meta-post-categories\">\n\t\t\t\t\t<a href=\"https:\/\/finansukonsultantai.lt\/investavimas\/\" rel=\"category tag\">Investavimas<\/a>, <a href=\"https:\/\/finansukonsultantai.lt\/investicinis-gyvybes-draudimas\/\" rel=\"category tag\">Investicinis gyvyb\u0117s draudimas<\/a>\t\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t\t<h3 class=\"wd-post-title wd-entities-title title post-title\">\n\t\t\t\t\t<a href=\"https:\/\/finansukonsultantai.lt\/kodel-kaupiamasis-gyvybes-draudimas-kgd-yra-bazinis-finansinis-produktas\/\" rel=\"bookmark\">Kod\u0117l kaupiamasis gyvyb\u0117s draudimas (KGD) yra bazinis finansinis produktas?<\/a>\n\t\t\t\t<\/h3>\n\t\t\t\n\t\t\t\t\t\t\t<div class=\"wd-post-meta\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"wd-post-author\">\n\t\t\t\t\t\t\t\t\t\t\t<span>Posted by<\/span>\n\t\t\n\t\t\t\t\t<img alt='author-avatar' src='https:\/\/finansukonsultantai.lt\/wp-content\/litespeed\/avatar\/e43e5acef530066829285a99ab30a138.jpg?ver=1776447014' srcset='https:\/\/finansukonsultantai.lt\/wp-content\/litespeed\/avatar\/2931becf5eb198cfbd9b475814019704.jpg?ver=1776447014 2x' class='avatar avatar-18 photo' height='18' width='18' loading='lazy' decoding='async'\/>\t\t\n\t\t\t\t\t<a href=\"https:\/\/finansukonsultantai.lt\/author\/admin\/\" class=\"author\" rel=\"author\">admin<\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"wd-modified-date\">\n\t\t\t\t\t\t\t\t<time class=\"updated\" datetime=\"2025-06-03T16:41:33+03:00\">\n\t\t\t2025-06-03\t\t<\/time>\n\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t\t<div tabindex=\"0\" class=\"wd-post-share wd-tltp\">\n\t\t\t\t\t\t\t<div class=\"tooltip top\">\n\t\t\t\t\t\t\t\t<div class=\"tooltip-inner\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div\n\t\t\t\t\t\tclass=\" wd-social-icons wd-style-default wd-size-small social-share wd-shape-circle color-scheme-light text-center\">\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<a rel=\"noopener noreferrer nofollow\" href=\"https:\/\/www.facebook.com\/sharer\/sharer.php?u=https:\/\/finansukonsultantai.lt\/investavimas\/\" target=\"_blank\" class=\" wd-social-icon social-facebook\" aria-label=\"Facebook social link\">\n\t\t\t\t\t\t<span class=\"wd-icon\"><\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<a rel=\"noopener noreferrer nofollow\" href=\"https:\/\/x.com\/share?url=https:\/\/finansukonsultantai.lt\/investavimas\/\" target=\"_blank\" class=\" wd-social-icon social-twitter\" aria-label=\"X social link\">\n\t\t\t\t\t\t<span class=\"wd-icon\"><\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<a rel=\"noopener noreferrer nofollow\" href=\"https:\/\/www.linkedin.com\/shareArticle?mini=true&url=https:\/\/finansukonsultantai.lt\/investavimas\/\" target=\"_blank\" class=\" wd-social-icon social-linkedin\" aria-label=\"Linkedin social link\">\n\t\t\t\t\t\t<span class=\"wd-icon\"><\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"tooltip-arrow\"><\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"wd-post-excerpt entry-content\">\n\t\t\t\t\t\tKaupiamasis gyvyb\u0117s draudimas (KGD) da\u017enai vadinamas baziniu finansiniu produktu, nes jis i\u0161sprend\u017eia dvi pagrindines \u017emogaus finansinio saugumo sritis: apsaug\u0105 nuo nenumatyt\u0173 \u012fvyki\u0173 ir kapitalo kaupim\u0105 atei\u010diai. Tai tarsi \u201edu viename\u201c sprendimas.\n\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"wd-post-read-more wd-style-link read-more-section\">\n\t\t\t\t\t\t<a class=\"\" href=\"https:\/\/finansukonsultantai.lt\/kodel-kaupiamasis-gyvybes-draudimas-kgd-yra-bazinis-finansinis-produktas\/\">Pla\u010diau<\/a>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t<\/div>\n<\/article>\n\n\t\t\t\t\t\t\t\t\t\t\t\n<article id=\"post-24656\" class=\"wd-post blog-design-masonry blog-post-loop blog-style-bg wd-add-shadow wd-col post-24656 post type-post status-publish format-standard has-post-thumbnail hentry category-investavimas category-investicinis-gyvybes-draudimas\">\n\t<div class=\"wd-post-inner article-inner\">\n\t\t\t\t\t<div class=\"wd-post-thumb entry-header\">\n\t\t\t\t\t\t\t\t\t<div class=\"wd-post-img post-img-wrapp\">\n\t\t\t\t\t\t<img width=\"1920\" height=\"1080\" src=\"https:\/\/finansukonsultantai.lt\/wp-content\/uploads\/2025\/04\/kgd_kapitalas_alternatyvi_1920x1080.jpg\" class=\"attachment- size-\" alt=\"\" decoding=\"async\" loading=\"lazy\" srcset=\"https:\/\/finansukonsultantai.lt\/wp-content\/uploads\/2025\/04\/kgd_kapitalas_alternatyvi_1920x1080.jpg 1920w, https:\/\/finansukonsultantai.lt\/wp-content\/uploads\/2025\/04\/kgd_kapitalas_alternatyvi_1920x1080-400x225.jpg 400w, https:\/\/finansukonsultantai.lt\/wp-content\/uploads\/2025\/04\/kgd_kapitalas_alternatyvi_1920x1080-1300x731.jpg 1300w, https:\/\/finansukonsultantai.lt\/wp-content\/uploads\/2025\/04\/kgd_kapitalas_alternatyvi_1920x1080-768x432.jpg 768w, https:\/\/finansukonsultantai.lt\/wp-content\/uploads\/2025\/04\/kgd_kapitalas_alternatyvi_1920x1080-1536x864.jpg 1536w, https:\/\/finansukonsultantai.lt\/wp-content\/uploads\/2025\/04\/kgd_kapitalas_alternatyvi_1920x1080-430x242.jpg 430w, https:\/\/finansukonsultantai.lt\/wp-content\/uploads\/2025\/04\/kgd_kapitalas_alternatyvi_1920x1080-700x394.jpg 700w, https:\/\/finansukonsultantai.lt\/wp-content\/uploads\/2025\/04\/kgd_kapitalas_alternatyvi_1920x1080-150x84.jpg 150w\" sizes=\"auto, (max-width: 1920px) 100vw, 1920px\" \/>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<a class=\"wd-fill\" tabindex=\"-1\" href=\"https:\/\/finansukonsultantai.lt\/ar-yra-zmoniu-kurie-turedami-kaupiamaji-gyvybes-draudima-kgd-pasieme-sukaupta-kapitala-po-30-40-metu\/\" aria-label=\"Link on post Ar yra \u017emoni\u0173, kurie tur\u0117dami kaupiam\u0105j\u012f gyvyb\u0117s draudim\u0105 (KGD) pasi\u0117m\u0117 sukaupt\u0105 kapital\u0105 po 30\u201340 met\u0173?\"><\/a>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"wd-post-date wd-style-with-bg\">\n\t\t\t\t<span class=\"post-date-day\">\n\t\t\t\t\t27\t\t\t\t<\/span>\n\t\t\t\t<span class=\"post-date-month\">\n\t\t\t\t\tGeg\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\n\t\t<div class=\"wd-post-content article-body-container\">\n\t\t\t\t\t\t\t<div class=\"wd-post-cat wd-style-with-bg meta-post-categories\">\n\t\t\t\t\t<a href=\"https:\/\/finansukonsultantai.lt\/investavimas\/\" rel=\"category tag\">Investavimas<\/a>, <a href=\"https:\/\/finansukonsultantai.lt\/investicinis-gyvybes-draudimas\/\" rel=\"category tag\">Investicinis gyvyb\u0117s draudimas<\/a>\t\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t\t<h3 class=\"wd-post-title wd-entities-title title post-title\">\n\t\t\t\t\t<a href=\"https:\/\/finansukonsultantai.lt\/ar-yra-zmoniu-kurie-turedami-kaupiamaji-gyvybes-draudima-kgd-pasieme-sukaupta-kapitala-po-30-40-metu\/\" rel=\"bookmark\">Ar yra \u017emoni\u0173, kurie tur\u0117dami kaupiam\u0105j\u012f gyvyb\u0117s draudim\u0105 (KGD) pasi\u0117m\u0117 sukaupt\u0105 kapital\u0105 po 30\u201340 met\u0173?<\/a>\n\t\t\t\t<\/h3>\n\t\t\t\n\t\t\t\t\t\t\t<div class=\"wd-post-meta\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"wd-post-author\">\n\t\t\t\t\t\t\t\t\t\t\t<span>Posted by<\/span>\n\t\t\n\t\t\t\t\t<img alt='author-avatar' src='https:\/\/finansukonsultantai.lt\/wp-content\/litespeed\/avatar\/e43e5acef530066829285a99ab30a138.jpg?ver=1776447014' srcset='https:\/\/finansukonsultantai.lt\/wp-content\/litespeed\/avatar\/2931becf5eb198cfbd9b475814019704.jpg?ver=1776447014 2x' class='avatar avatar-18 photo' height='18' width='18' loading='lazy' decoding='async'\/>\t\t\n\t\t\t\t\t<a href=\"https:\/\/finansukonsultantai.lt\/author\/admin\/\" class=\"author\" rel=\"author\">admin<\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"wd-modified-date\">\n\t\t\t\t\t\t\t\t<time class=\"updated\" datetime=\"2025-06-03T16:41:18+03:00\">\n\t\t\t2025-06-03\t\t<\/time>\n\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t\t<div tabindex=\"0\" class=\"wd-post-share wd-tltp\">\n\t\t\t\t\t\t\t<div class=\"tooltip top\">\n\t\t\t\t\t\t\t\t<div class=\"tooltip-inner\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div\n\t\t\t\t\t\tclass=\" wd-social-icons wd-style-default wd-size-small social-share wd-shape-circle color-scheme-light text-center\">\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<a rel=\"noopener noreferrer nofollow\" href=\"https:\/\/www.facebook.com\/sharer\/sharer.php?u=https:\/\/finansukonsultantai.lt\/investavimas\/\" target=\"_blank\" class=\" wd-social-icon social-facebook\" aria-label=\"Facebook social link\">\n\t\t\t\t\t\t<span class=\"wd-icon\"><\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<a rel=\"noopener noreferrer nofollow\" href=\"https:\/\/x.com\/share?url=https:\/\/finansukonsultantai.lt\/investavimas\/\" target=\"_blank\" class=\" wd-social-icon social-twitter\" aria-label=\"X social link\">\n\t\t\t\t\t\t<span class=\"wd-icon\"><\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<a rel=\"noopener noreferrer nofollow\" href=\"https:\/\/www.linkedin.com\/shareArticle?mini=true&url=https:\/\/finansukonsultantai.lt\/investavimas\/\" target=\"_blank\" class=\" wd-social-icon social-linkedin\" aria-label=\"Linkedin social link\">\n\t\t\t\t\t\t<span class=\"wd-icon\"><\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"tooltip-arrow\"><\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"wd-post-excerpt entry-content\">\n\t\t\t\t\t\tKaupiamasis gyvyb\u0117s draudimas (KGD) yra ilgalaikis finansinis \u012frankis, kuris leid\u017eia kaupti l\u0117\u0161as per kelis de\u0161imtme\u010dius. Ta\u010diau nat\u016braliai kyla klausimas \u2013 ar jau yra \u017emoni\u0173, kurie realiai atsi\u0117m\u0117 sukaupt\u0105 kapital\u0105 po 30\u201340 met\u0173?\n\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"wd-post-read-more wd-style-link read-more-section\">\n\t\t\t\t\t\t<a class=\"\" href=\"https:\/\/finansukonsultantai.lt\/ar-yra-zmoniu-kurie-turedami-kaupiamaji-gyvybes-draudima-kgd-pasieme-sukaupta-kapitala-po-30-40-metu\/\">Pla\u010diau<\/a>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t<\/div>\n<\/article>\n\n\t\t\t\t\t\t\t\t\t\t\t\n<article id=\"post-24651\" class=\"wd-post blog-design-masonry blog-post-loop blog-style-bg wd-add-shadow wd-col post-24651 post type-post status-publish format-standard has-post-thumbnail hentry category-investavimas category-investicinis-gyvybes-draudimas\">\n\t<div class=\"wd-post-inner article-inner\">\n\t\t\t\t\t<div class=\"wd-post-thumb entry-header\">\n\t\t\t\t\t\t\t\t\t<div class=\"wd-post-img post-img-wrapp\">\n\t\t\t\t\t\t<img width=\"1920\" height=\"1080\" src=\"https:\/\/finansukonsultantai.lt\/wp-content\/uploads\/2025\/04\/kgd_lengvatos_1920x1080.jpg\" class=\"attachment- size-\" alt=\"\" decoding=\"async\" loading=\"lazy\" srcset=\"https:\/\/finansukonsultantai.lt\/wp-content\/uploads\/2025\/04\/kgd_lengvatos_1920x1080.jpg 1920w, https:\/\/finansukonsultantai.lt\/wp-content\/uploads\/2025\/04\/kgd_lengvatos_1920x1080-400x225.jpg 400w, https:\/\/finansukonsultantai.lt\/wp-content\/uploads\/2025\/04\/kgd_lengvatos_1920x1080-1300x731.jpg 1300w, https:\/\/finansukonsultantai.lt\/wp-content\/uploads\/2025\/04\/kgd_lengvatos_1920x1080-768x432.jpg 768w, https:\/\/finansukonsultantai.lt\/wp-content\/uploads\/2025\/04\/kgd_lengvatos_1920x1080-1536x864.jpg 1536w, https:\/\/finansukonsultantai.lt\/wp-content\/uploads\/2025\/04\/kgd_lengvatos_1920x1080-430x242.jpg 430w, https:\/\/finansukonsultantai.lt\/wp-content\/uploads\/2025\/04\/kgd_lengvatos_1920x1080-700x394.jpg 700w, https:\/\/finansukonsultantai.lt\/wp-content\/uploads\/2025\/04\/kgd_lengvatos_1920x1080-150x84.jpg 150w\" sizes=\"auto, (max-width: 1920px) 100vw, 1920px\" \/>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<a class=\"wd-fill\" tabindex=\"-1\" href=\"https:\/\/finansukonsultantai.lt\/kokios-taikomos-lengvatos-apsidraudus-kaupiamuoju-gyvybes-draudimu-kgd\/\" aria-label=\"Link on post Kokios lengvatos taikomos apsidraudus kaupiamuoju gyvyb\u0117s draudimu (KGD)?\"><\/a>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"wd-post-date wd-style-with-bg\">\n\t\t\t\t<span class=\"post-date-day\">\n\t\t\t\t\t20\t\t\t\t<\/span>\n\t\t\t\t<span class=\"post-date-month\">\n\t\t\t\t\tGeg\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\n\t\t<div class=\"wd-post-content article-body-container\">\n\t\t\t\t\t\t\t<div class=\"wd-post-cat wd-style-with-bg meta-post-categories\">\n\t\t\t\t\t<a href=\"https:\/\/finansukonsultantai.lt\/investavimas\/\" rel=\"category tag\">Investavimas<\/a>, <a href=\"https:\/\/finansukonsultantai.lt\/investicinis-gyvybes-draudimas\/\" rel=\"category tag\">Investicinis gyvyb\u0117s draudimas<\/a>\t\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t\t<h3 class=\"wd-post-title wd-entities-title title post-title\">\n\t\t\t\t\t<a href=\"https:\/\/finansukonsultantai.lt\/kokios-taikomos-lengvatos-apsidraudus-kaupiamuoju-gyvybes-draudimu-kgd\/\" rel=\"bookmark\">Kokios lengvatos taikomos apsidraudus kaupiamuoju gyvyb\u0117s draudimu (KGD)?<\/a>\n\t\t\t\t<\/h3>\n\t\t\t\n\t\t\t\t\t\t\t<div class=\"wd-post-meta\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"wd-post-author\">\n\t\t\t\t\t\t\t\t\t\t\t<span>Posted by<\/span>\n\t\t\n\t\t\t\t\t<img alt='author-avatar' src='https:\/\/finansukonsultantai.lt\/wp-content\/litespeed\/avatar\/e43e5acef530066829285a99ab30a138.jpg?ver=1776447014' srcset='https:\/\/finansukonsultantai.lt\/wp-content\/litespeed\/avatar\/2931becf5eb198cfbd9b475814019704.jpg?ver=1776447014 2x' class='avatar avatar-18 photo' height='18' width='18' loading='lazy' decoding='async'\/>\t\t\n\t\t\t\t\t<a href=\"https:\/\/finansukonsultantai.lt\/author\/admin\/\" class=\"author\" rel=\"author\">admin<\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"wd-modified-date\">\n\t\t\t\t\t\t\t\t<time class=\"updated\" datetime=\"2025-04-15T11:28:40+03:00\">\n\t\t\t2025-04-15\t\t<\/time>\n\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t\t<div tabindex=\"0\" class=\"wd-post-share wd-tltp\">\n\t\t\t\t\t\t\t<div class=\"tooltip top\">\n\t\t\t\t\t\t\t\t<div class=\"tooltip-inner\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div\n\t\t\t\t\t\tclass=\" wd-social-icons wd-style-default wd-size-small social-share wd-shape-circle color-scheme-light text-center\">\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<a rel=\"noopener noreferrer nofollow\" href=\"https:\/\/www.facebook.com\/sharer\/sharer.php?u=https:\/\/finansukonsultantai.lt\/investavimas\/\" target=\"_blank\" class=\" wd-social-icon social-facebook\" aria-label=\"Facebook social link\">\n\t\t\t\t\t\t<span class=\"wd-icon\"><\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<a rel=\"noopener noreferrer nofollow\" href=\"https:\/\/x.com\/share?url=https:\/\/finansukonsultantai.lt\/investavimas\/\" target=\"_blank\" class=\" wd-social-icon social-twitter\" aria-label=\"X social link\">\n\t\t\t\t\t\t<span class=\"wd-icon\"><\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<a rel=\"noopener noreferrer nofollow\" href=\"https:\/\/www.linkedin.com\/shareArticle?mini=true&url=https:\/\/finansukonsultantai.lt\/investavimas\/\" target=\"_blank\" class=\" wd-social-icon social-linkedin\" aria-label=\"Linkedin social link\">\n\t\t\t\t\t\t<span class=\"wd-icon\"><\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"tooltip-arrow\"><\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"wd-post-excerpt entry-content\">\n\t\t\t\t\t\tKaupiamasis gyvyb\u0117s draudimas (KGD) gali b\u016bti ne tik finansinis saugumas ir taupymo priemon\u0117 \u2013 jis taip pat leid\u017eia pasinaudoti \u012fvairiomis mokes\u010di\u0173 lengvatomis, kurios padeda efektyviau kaupti pinigus. \u0160iame straipsnyje aptariame dvi pagrindines lengvatas, kurios gali b\u016bti taikomos pasinaudojus \u0161iuo produktu.\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"wd-post-read-more wd-style-link read-more-section\">\n\t\t\t\t\t\t<a class=\"\" href=\"https:\/\/finansukonsultantai.lt\/kokios-taikomos-lengvatos-apsidraudus-kaupiamuoju-gyvybes-draudimu-kgd\/\">Pla\u010diau<\/a>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t<\/div>\n<\/article>\n\n\t\t\t\t\t\t\t\t\t\t\t\n<article id=\"post-24646\" class=\"wd-post blog-design-masonry blog-post-loop blog-style-bg wd-add-shadow wd-col post-24646 post type-post status-publish format-standard has-post-thumbnail hentry category-investavimas category-investicinis-gyvybes-draudimas\">\n\t<div class=\"wd-post-inner article-inner\">\n\t\t\t\t\t<div class=\"wd-post-thumb entry-header\">\n\t\t\t\t\t\t\t\t\t<div class=\"wd-post-img post-img-wrapp\">\n\t\t\t\t\t\t<img width=\"1920\" height=\"1080\" src=\"https:\/\/finansukonsultantai.lt\/wp-content\/uploads\/2025\/04\/kgd_konsultantas_1920x1080.jpg\" class=\"attachment- size-\" alt=\"\" decoding=\"async\" loading=\"lazy\" srcset=\"https:\/\/finansukonsultantai.lt\/wp-content\/uploads\/2025\/04\/kgd_konsultantas_1920x1080.jpg 1920w, https:\/\/finansukonsultantai.lt\/wp-content\/uploads\/2025\/04\/kgd_konsultantas_1920x1080-400x225.jpg 400w, https:\/\/finansukonsultantai.lt\/wp-content\/uploads\/2025\/04\/kgd_konsultantas_1920x1080-1300x731.jpg 1300w, https:\/\/finansukonsultantai.lt\/wp-content\/uploads\/2025\/04\/kgd_konsultantas_1920x1080-768x432.jpg 768w, https:\/\/finansukonsultantai.lt\/wp-content\/uploads\/2025\/04\/kgd_konsultantas_1920x1080-1536x864.jpg 1536w, https:\/\/finansukonsultantai.lt\/wp-content\/uploads\/2025\/04\/kgd_konsultantas_1920x1080-430x242.jpg 430w, https:\/\/finansukonsultantai.lt\/wp-content\/uploads\/2025\/04\/kgd_konsultantas_1920x1080-700x394.jpg 700w, https:\/\/finansukonsultantai.lt\/wp-content\/uploads\/2025\/04\/kgd_konsultantas_1920x1080-150x84.jpg 150w\" sizes=\"auto, (max-width: 1920px) 100vw, 1920px\" \/>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<a class=\"wd-fill\" tabindex=\"-1\" href=\"https:\/\/finansukonsultantai.lt\/kam-reikalingas-konsultantas-turint-ar-planuojant-isigyti-kaupiamaji-gyvybes-draudima-kgd\/\" aria-label=\"Link on post Kam reikalingas konsultantas, turint ar planuojant \u012fsigyti kaupiam\u0105j\u012f gyvyb\u0117s draudim\u0105 (KGD)?\"><\/a>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"wd-post-date wd-style-with-bg\">\n\t\t\t\t<span class=\"post-date-day\">\n\t\t\t\t\t13\t\t\t\t<\/span>\n\t\t\t\t<span class=\"post-date-month\">\n\t\t\t\t\tGeg\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\n\t\t<div class=\"wd-post-content article-body-container\">\n\t\t\t\t\t\t\t<div class=\"wd-post-cat wd-style-with-bg meta-post-categories\">\n\t\t\t\t\t<a href=\"https:\/\/finansukonsultantai.lt\/investavimas\/\" rel=\"category tag\">Investavimas<\/a>, <a href=\"https:\/\/finansukonsultantai.lt\/investicinis-gyvybes-draudimas\/\" rel=\"category tag\">Investicinis gyvyb\u0117s draudimas<\/a>\t\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t\t<h3 class=\"wd-post-title wd-entities-title title post-title\">\n\t\t\t\t\t<a href=\"https:\/\/finansukonsultantai.lt\/kam-reikalingas-konsultantas-turint-ar-planuojant-isigyti-kaupiamaji-gyvybes-draudima-kgd\/\" rel=\"bookmark\">Kam reikalingas konsultantas, turint ar planuojant \u012fsigyti kaupiam\u0105j\u012f gyvyb\u0117s draudim\u0105 (KGD)?<\/a>\n\t\t\t\t<\/h3>\n\t\t\t\n\t\t\t\t\t\t\t<div class=\"wd-post-meta\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"wd-post-author\">\n\t\t\t\t\t\t\t\t\t\t\t<span>Posted by<\/span>\n\t\t\n\t\t\t\t\t<img alt='author-avatar' src='https:\/\/finansukonsultantai.lt\/wp-content\/litespeed\/avatar\/e43e5acef530066829285a99ab30a138.jpg?ver=1776447014' srcset='https:\/\/finansukonsultantai.lt\/wp-content\/litespeed\/avatar\/2931becf5eb198cfbd9b475814019704.jpg?ver=1776447014 2x' class='avatar avatar-18 photo' height='18' width='18' loading='lazy' decoding='async'\/>\t\t\n\t\t\t\t\t<a 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class=\"wd-icon\"><\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<a rel=\"noopener noreferrer nofollow\" href=\"https:\/\/x.com\/share?url=https:\/\/finansukonsultantai.lt\/investavimas\/\" target=\"_blank\" class=\" wd-social-icon social-twitter\" aria-label=\"X social link\">\n\t\t\t\t\t\t<span class=\"wd-icon\"><\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<a rel=\"noopener noreferrer nofollow\" href=\"https:\/\/www.linkedin.com\/shareArticle?mini=true&url=https:\/\/finansukonsultantai.lt\/investavimas\/\" target=\"_blank\" class=\" wd-social-icon social-linkedin\" aria-label=\"Linkedin social link\">\n\t\t\t\t\t\t<span class=\"wd-icon\"><\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"tooltip-arrow\"><\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"wd-post-excerpt entry-content\">\n\t\t\t\t\t\tKai kalbame apie finansinius sprendimus, daugelis \u017emoni\u0173 nori ai\u0161kumo, pasitik\u0117jimo ir geriausio rezultato. Tod\u0117l vis da\u017eniau renkamasi kreiptis \u012f finans\u0173 srities profesionalus \u2013 konsultantus, kurie padeda suprasti sud\u0117tingus produktus ir priimti informuotus sprendimus. Kaupiamasis gyvyb\u0117s draudimas (KGD) \u2013 vienas i\u0161 t\u0173 produkt\u0173, kuriam konsultanto pagalba gali b\u016bti itin naudinga.\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"wd-post-read-more wd-style-link read-more-section\">\n\t\t\t\t\t\t<a class=\"\" href=\"https:\/\/finansukonsultantai.lt\/kam-reikalingas-konsultantas-turint-ar-planuojant-isigyti-kaupiamaji-gyvybes-draudima-kgd\/\">Pla\u010diau<\/a>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t<\/div>\n<\/article>\n\n\t\t\t\t\t\t\t\t\t\t\t\n<article id=\"post-24641\" class=\"wd-post blog-design-masonry blog-post-loop blog-style-bg wd-add-shadow wd-col post-24641 post type-post status-publish format-standard has-post-thumbnail hentry category-investavimas category-investicinis-gyvybes-draudimas\">\n\t<div class=\"wd-post-inner article-inner\">\n\t\t\t\t\t<div class=\"wd-post-thumb entry-header\">\n\t\t\t\t\t\t\t\t\t<div class=\"wd-post-img post-img-wrapp\">\n\t\t\t\t\t\t<img width=\"1920\" height=\"1080\" src=\"https:\/\/finansukonsultantai.lt\/wp-content\/uploads\/2025\/04\/kgd_neigiami_aspektai_1920x1080.jpg\" class=\"attachment- size-\" alt=\"\" decoding=\"async\" loading=\"lazy\" srcset=\"https:\/\/finansukonsultantai.lt\/wp-content\/uploads\/2025\/04\/kgd_neigiami_aspektai_1920x1080.jpg 1920w, https:\/\/finansukonsultantai.lt\/wp-content\/uploads\/2025\/04\/kgd_neigiami_aspektai_1920x1080-400x225.jpg 400w, https:\/\/finansukonsultantai.lt\/wp-content\/uploads\/2025\/04\/kgd_neigiami_aspektai_1920x1080-1300x731.jpg 1300w, https:\/\/finansukonsultantai.lt\/wp-content\/uploads\/2025\/04\/kgd_neigiami_aspektai_1920x1080-768x432.jpg 768w, https:\/\/finansukonsultantai.lt\/wp-content\/uploads\/2025\/04\/kgd_neigiami_aspektai_1920x1080-1536x864.jpg 1536w, https:\/\/finansukonsultantai.lt\/wp-content\/uploads\/2025\/04\/kgd_neigiami_aspektai_1920x1080-430x242.jpg 430w, https:\/\/finansukonsultantai.lt\/wp-content\/uploads\/2025\/04\/kgd_neigiami_aspektai_1920x1080-700x394.jpg 700w, https:\/\/finansukonsultantai.lt\/wp-content\/uploads\/2025\/04\/kgd_neigiami_aspektai_1920x1080-150x84.jpg 150w\" sizes=\"auto, (max-width: 1920px) 100vw, 1920px\" \/>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<a class=\"wd-fill\" tabindex=\"-1\" href=\"https:\/\/finansukonsultantai.lt\/kokie-kaupiamojo-gyvybes-draudimo-kgd-neigiami-aspektai\/\" aria-label=\"Link on post Kokie yra kaupiamojo gyvyb\u0117s draudimo (KGD) neigiami aspektai?\"><\/a>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"wd-post-date wd-style-with-bg\">\n\t\t\t\t<span class=\"post-date-day\">\n\t\t\t\t\t06\t\t\t\t<\/span>\n\t\t\t\t<span class=\"post-date-month\">\n\t\t\t\t\tGeg\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\n\t\t<div class=\"wd-post-content article-body-container\">\n\t\t\t\t\t\t\t<div class=\"wd-post-cat wd-style-with-bg meta-post-categories\">\n\t\t\t\t\t<a href=\"https:\/\/finansukonsultantai.lt\/investavimas\/\" rel=\"category tag\">Investavimas<\/a>, <a href=\"https:\/\/finansukonsultantai.lt\/investicinis-gyvybes-draudimas\/\" rel=\"category tag\">Investicinis gyvyb\u0117s draudimas<\/a>\t\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t\t<h3 class=\"wd-post-title wd-entities-title title post-title\">\n\t\t\t\t\t<a href=\"https:\/\/finansukonsultantai.lt\/kokie-kaupiamojo-gyvybes-draudimo-kgd-neigiami-aspektai\/\" rel=\"bookmark\">Kokie yra kaupiamojo gyvyb\u0117s draudimo (KGD) neigiami aspektai?<\/a>\n\t\t\t\t<\/h3>\n\t\t\t\n\t\t\t\t\t\t\t<div class=\"wd-post-meta\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"wd-post-author\">\n\t\t\t\t\t\t\t\t\t\t\t<span>Posted by<\/span>\n\t\t\n\t\t\t\t\t<img alt='author-avatar' src='https:\/\/finansukonsultantai.lt\/wp-content\/litespeed\/avatar\/e43e5acef530066829285a99ab30a138.jpg?ver=1776447014' srcset='https:\/\/finansukonsultantai.lt\/wp-content\/litespeed\/avatar\/2931becf5eb198cfbd9b475814019704.jpg?ver=1776447014 2x' class='avatar avatar-18 photo' height='18' width='18' loading='lazy' decoding='async'\/>\t\t\n\t\t\t\t\t<a href=\"https:\/\/finansukonsultantai.lt\/author\/admin\/\" class=\"author\" rel=\"author\">admin<\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"wd-modified-date\">\n\t\t\t\t\t\t\t\t<time class=\"updated\" datetime=\"2025-05-06T14:17:19+03:00\">\n\t\t\t2025-05-06\t\t<\/time>\n\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t\t<div tabindex=\"0\" class=\"wd-post-share wd-tltp\">\n\t\t\t\t\t\t\t<div class=\"tooltip top\">\n\t\t\t\t\t\t\t\t<div class=\"tooltip-inner\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div\n\t\t\t\t\t\tclass=\" wd-social-icons wd-style-default wd-size-small social-share wd-shape-circle color-scheme-light text-center\">\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<a rel=\"noopener noreferrer nofollow\" href=\"https:\/\/www.facebook.com\/sharer\/sharer.php?u=https:\/\/finansukonsultantai.lt\/investavimas\/\" target=\"_blank\" class=\" wd-social-icon social-facebook\" aria-label=\"Facebook social link\">\n\t\t\t\t\t\t<span class=\"wd-icon\"><\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<a rel=\"noopener noreferrer nofollow\" href=\"https:\/\/x.com\/share?url=https:\/\/finansukonsultantai.lt\/investavimas\/\" target=\"_blank\" class=\" wd-social-icon social-twitter\" aria-label=\"X social link\">\n\t\t\t\t\t\t<span class=\"wd-icon\"><\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<a rel=\"noopener noreferrer nofollow\" href=\"https:\/\/www.linkedin.com\/shareArticle?mini=true&url=https:\/\/finansukonsultantai.lt\/investavimas\/\" target=\"_blank\" class=\" wd-social-icon social-linkedin\" aria-label=\"Linkedin social link\">\n\t\t\t\t\t\t<span class=\"wd-icon\"><\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"tooltip-arrow\"><\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"wd-post-excerpt entry-content\">\n\t\t\t\t\t\tNors kaupiamasis gyvyb\u0117s draudimas (KGD) turi daug privalum\u0173 \u2013 ypa\u010d kaip ilgalaik\u0117 finansin\u0117 apsauga ir kapitalo kaupimo priemon\u0117 \u2013 jis n\u0117ra tinkamas kiekvienam \u017emogui ar kiekvienai situacijai. \u0160iame straipsnyje aptarsime, kokiais atvejais KGD gali b\u016bti netinkamas pasirinkimas.\n\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"wd-post-read-more wd-style-link read-more-section\">\n\t\t\t\t\t\t<a class=\"\" href=\"https:\/\/finansukonsultantai.lt\/kokie-kaupiamojo-gyvybes-draudimo-kgd-neigiami-aspektai\/\">Pla\u010diau<\/a>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t<\/div>\n<\/article>\n\n\t\t\t\t\t\t\t\t\t\t\t\n<article id=\"post-24635\" class=\"wd-post blog-design-masonry blog-post-loop blog-style-bg wd-add-shadow wd-col post-24635 post type-post status-publish format-standard has-post-thumbnail hentry category-investavimas category-investicinis-gyvybes-draudimas\">\n\t<div class=\"wd-post-inner article-inner\">\n\t\t\t\t\t<div class=\"wd-post-thumb entry-header\">\n\t\t\t\t\t\t\t\t\t<div class=\"wd-post-img post-img-wrapp\">\n\t\t\t\t\t\t<img width=\"1920\" height=\"1080\" src=\"https:\/\/finansukonsultantai.lt\/wp-content\/uploads\/2025\/04\/kgd_mokesciai_1920x1080.jpg\" class=\"attachment- size-\" alt=\"\" decoding=\"async\" loading=\"lazy\" srcset=\"https:\/\/finansukonsultantai.lt\/wp-content\/uploads\/2025\/04\/kgd_mokesciai_1920x1080.jpg 1920w, https:\/\/finansukonsultantai.lt\/wp-content\/uploads\/2025\/04\/kgd_mokesciai_1920x1080-400x225.jpg 400w, https:\/\/finansukonsultantai.lt\/wp-content\/uploads\/2025\/04\/kgd_mokesciai_1920x1080-1300x731.jpg 1300w, https:\/\/finansukonsultantai.lt\/wp-content\/uploads\/2025\/04\/kgd_mokesciai_1920x1080-768x432.jpg 768w, https:\/\/finansukonsultantai.lt\/wp-content\/uploads\/2025\/04\/kgd_mokesciai_1920x1080-1536x864.jpg 1536w, https:\/\/finansukonsultantai.lt\/wp-content\/uploads\/2025\/04\/kgd_mokesciai_1920x1080-430x242.jpg 430w, https:\/\/finansukonsultantai.lt\/wp-content\/uploads\/2025\/04\/kgd_mokesciai_1920x1080-700x394.jpg 700w, https:\/\/finansukonsultantai.lt\/wp-content\/uploads\/2025\/04\/kgd_mokesciai_1920x1080-150x84.jpg 150w\" sizes=\"auto, (max-width: 1920px) 100vw, 1920px\" \/>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<a class=\"wd-fill\" tabindex=\"-1\" href=\"https:\/\/finansukonsultantai.lt\/kodel-kaupiamojo-gyvybes-draudimo-kgd-pirmuju-metu-mokesciai-didesni\/\" aria-label=\"Link on post Kod\u0117l kaupiamojo gyvyb\u0117s draudimo (KGD) pirm\u0173j\u0173 met\u0173 mokes\u010diai didesni?\"><\/a>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"wd-post-date wd-style-with-bg\">\n\t\t\t\t<span class=\"post-date-day\">\n\t\t\t\t\t30\t\t\t\t<\/span>\n\t\t\t\t<span class=\"post-date-month\">\n\t\t\t\t\tBal\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\n\t\t<div class=\"wd-post-content article-body-container\">\n\t\t\t\t\t\t\t<div class=\"wd-post-cat wd-style-with-bg meta-post-categories\">\n\t\t\t\t\t<a href=\"https:\/\/finansukonsultantai.lt\/investavimas\/\" rel=\"category tag\">Investavimas<\/a>, <a href=\"https:\/\/finansukonsultantai.lt\/investicinis-gyvybes-draudimas\/\" rel=\"category tag\">Investicinis gyvyb\u0117s draudimas<\/a>\t\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t\t<h3 class=\"wd-post-title wd-entities-title title post-title\">\n\t\t\t\t\t<a href=\"https:\/\/finansukonsultantai.lt\/kodel-kaupiamojo-gyvybes-draudimo-kgd-pirmuju-metu-mokesciai-didesni\/\" rel=\"bookmark\">Kod\u0117l kaupiamojo gyvyb\u0117s draudimo (KGD) pirm\u0173j\u0173 met\u0173 mokes\u010diai didesni?<\/a>\n\t\t\t\t<\/h3>\n\t\t\t\n\t\t\t\t\t\t\t<div class=\"wd-post-meta\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"wd-post-author\">\n\t\t\t\t\t\t\t\t\t\t\t<span>Posted by<\/span>\n\t\t\n\t\t\t\t\t<img alt='author-avatar' src='https:\/\/finansukonsultantai.lt\/wp-content\/litespeed\/avatar\/e43e5acef530066829285a99ab30a138.jpg?ver=1776447014' srcset='https:\/\/finansukonsultantai.lt\/wp-content\/litespeed\/avatar\/2931becf5eb198cfbd9b475814019704.jpg?ver=1776447014 2x' class='avatar avatar-18 photo' height='18' width='18' loading='lazy' decoding='async'\/>\t\t\n\t\t\t\t\t<a href=\"https:\/\/finansukonsultantai.lt\/author\/admin\/\" class=\"author\" rel=\"author\">admin<\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"wd-modified-date\">\n\t\t\t\t\t\t\t\t<time class=\"updated\" datetime=\"2025-05-06T14:16:34+03:00\">\n\t\t\t2025-05-06\t\t<\/time>\n\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t\t<div tabindex=\"0\" class=\"wd-post-share wd-tltp\">\n\t\t\t\t\t\t\t<div class=\"tooltip top\">\n\t\t\t\t\t\t\t\t<div class=\"tooltip-inner\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div\n\t\t\t\t\t\tclass=\" wd-social-icons wd-style-default wd-size-small social-share wd-shape-circle color-scheme-light text-center\">\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<a rel=\"noopener noreferrer nofollow\" href=\"https:\/\/www.facebook.com\/sharer\/sharer.php?u=https:\/\/finansukonsultantai.lt\/investavimas\/\" target=\"_blank\" class=\" wd-social-icon social-facebook\" aria-label=\"Facebook social link\">\n\t\t\t\t\t\t<span class=\"wd-icon\"><\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<a rel=\"noopener noreferrer nofollow\" href=\"https:\/\/x.com\/share?url=https:\/\/finansukonsultantai.lt\/investavimas\/\" target=\"_blank\" class=\" wd-social-icon social-twitter\" aria-label=\"X social link\">\n\t\t\t\t\t\t<span class=\"wd-icon\"><\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<a rel=\"noopener noreferrer nofollow\" href=\"https:\/\/www.linkedin.com\/shareArticle?mini=true&url=https:\/\/finansukonsultantai.lt\/investavimas\/\" target=\"_blank\" class=\" wd-social-icon social-linkedin\" aria-label=\"Linkedin social link\">\n\t\t\t\t\t\t<span class=\"wd-icon\"><\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"tooltip-arrow\"><\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"wd-post-excerpt entry-content\">\n\t\t\t\t\t\tDaugelis pastebi, kad kaupiamojo gyvyb\u0117s draudimo (KGD) prad\u017eioje, ypa\u010d pirmaisiais metais, tenka mok\u0117ti didesnius mokes\u010dius. \u0160is faktas gali atrodyti nepatrauklus, ta\u010diau jis turi ai\u0161k\u0173 pagrindim\u0105 \u2013 \u0161ie mokes\u010diai padeda u\u017etikrinti tiek kliento, tiek draudimo kompanijos saugum\u0105.\n\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"wd-post-read-more wd-style-link read-more-section\">\n\t\t\t\t\t\t<a class=\"\" href=\"https:\/\/finansukonsultantai.lt\/kodel-kaupiamojo-gyvybes-draudimo-kgd-pirmuju-metu-mokesciai-didesni\/\">Pla\u010diau<\/a>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t<\/div>\n<\/article>\n\n\t\t\t\t\t\t\t\t\t\t\t\n<article id=\"post-24630\" class=\"wd-post blog-design-masonry blog-post-loop blog-style-bg wd-add-shadow wd-col post-24630 post type-post status-publish format-standard has-post-thumbnail hentry category-investavimas category-investicinis-gyvybes-draudimas\">\n\t<div class=\"wd-post-inner article-inner\">\n\t\t\t\t\t<div class=\"wd-post-thumb entry-header\">\n\t\t\t\t\t\t\t\t\t<div class=\"wd-post-img post-img-wrapp\">\n\t\t\t\t\t\t<img width=\"1920\" height=\"1080\" src=\"https:\/\/finansukonsultantai.lt\/wp-content\/uploads\/2025\/04\/kgd_saugumas_1920x1080.jpg\" class=\"attachment- size-\" alt=\"\" decoding=\"async\" loading=\"lazy\" srcset=\"https:\/\/finansukonsultantai.lt\/wp-content\/uploads\/2025\/04\/kgd_saugumas_1920x1080.jpg 1920w, https:\/\/finansukonsultantai.lt\/wp-content\/uploads\/2025\/04\/kgd_saugumas_1920x1080-400x225.jpg 400w, https:\/\/finansukonsultantai.lt\/wp-content\/uploads\/2025\/04\/kgd_saugumas_1920x1080-1300x731.jpg 1300w, https:\/\/finansukonsultantai.lt\/wp-content\/uploads\/2025\/04\/kgd_saugumas_1920x1080-768x432.jpg 768w, https:\/\/finansukonsultantai.lt\/wp-content\/uploads\/2025\/04\/kgd_saugumas_1920x1080-1536x864.jpg 1536w, https:\/\/finansukonsultantai.lt\/wp-content\/uploads\/2025\/04\/kgd_saugumas_1920x1080-430x242.jpg 430w, https:\/\/finansukonsultantai.lt\/wp-content\/uploads\/2025\/04\/kgd_saugumas_1920x1080-700x394.jpg 700w, https:\/\/finansukonsultantai.lt\/wp-content\/uploads\/2025\/04\/kgd_saugumas_1920x1080-150x84.jpg 150w\" sizes=\"auto, (max-width: 1920px) 100vw, 1920px\" \/>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<a class=\"wd-fill\" tabindex=\"-1\" href=\"https:\/\/finansukonsultantai.lt\/ar-saugu-kaupti-pinigus-per-kaupiamaji-gyvybes-draudima-kgd\/\" aria-label=\"Link on post Ar saugu kaupti pinigus per kaupiam\u0105j\u012f gyvyb\u0117s draudim\u0105 (KGD)?\"><\/a>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"wd-post-date wd-style-with-bg\">\n\t\t\t\t<span class=\"post-date-day\">\n\t\t\t\t\t24\t\t\t\t<\/span>\n\t\t\t\t<span class=\"post-date-month\">\n\t\t\t\t\tBal\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\n\t\t<div class=\"wd-post-content article-body-container\">\n\t\t\t\t\t\t\t<div class=\"wd-post-cat wd-style-with-bg meta-post-categories\">\n\t\t\t\t\t<a href=\"https:\/\/finansukonsultantai.lt\/investavimas\/\" rel=\"category tag\">Investavimas<\/a>, <a href=\"https:\/\/finansukonsultantai.lt\/investicinis-gyvybes-draudimas\/\" rel=\"category tag\">Investicinis gyvyb\u0117s draudimas<\/a>\t\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t\t<h3 class=\"wd-post-title wd-entities-title title post-title\">\n\t\t\t\t\t<a href=\"https:\/\/finansukonsultantai.lt\/ar-saugu-kaupti-pinigus-per-kaupiamaji-gyvybes-draudima-kgd\/\" rel=\"bookmark\">Ar saugu kaupti pinigus per kaupiam\u0105j\u012f gyvyb\u0117s draudim\u0105 (KGD)?<\/a>\n\t\t\t\t<\/h3>\n\t\t\t\n\t\t\t\t\t\t\t<div class=\"wd-post-meta\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"wd-post-author\">\n\t\t\t\t\t\t\t\t\t\t\t<span>Posted by<\/span>\n\t\t\n\t\t\t\t\t<img alt='author-avatar' src='https:\/\/finansukonsultantai.lt\/wp-content\/litespeed\/avatar\/e43e5acef530066829285a99ab30a138.jpg?ver=1776447014' srcset='https:\/\/finansukonsultantai.lt\/wp-content\/litespeed\/avatar\/2931becf5eb198cfbd9b475814019704.jpg?ver=1776447014 2x' class='avatar avatar-18 photo' height='18' width='18' loading='lazy' decoding='async'\/>\t\t\n\t\t\t\t\t<a href=\"https:\/\/finansukonsultantai.lt\/author\/admin\/\" class=\"author\" rel=\"author\">admin<\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"wd-modified-date\">\n\t\t\t\t\t\t\t\t<time class=\"updated\" datetime=\"2025-04-15T11:27:44+03:00\">\n\t\t\t2025-04-15\t\t<\/time>\n\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t\t<div tabindex=\"0\" class=\"wd-post-share wd-tltp\">\n\t\t\t\t\t\t\t<div class=\"tooltip top\">\n\t\t\t\t\t\t\t\t<div class=\"tooltip-inner\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div\n\t\t\t\t\t\tclass=\" wd-social-icons wd-style-default wd-size-small social-share wd-shape-circle color-scheme-light text-center\">\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<a rel=\"noopener noreferrer nofollow\" href=\"https:\/\/www.facebook.com\/sharer\/sharer.php?u=https:\/\/finansukonsultantai.lt\/investavimas\/\" target=\"_blank\" class=\" wd-social-icon social-facebook\" aria-label=\"Facebook social link\">\n\t\t\t\t\t\t<span class=\"wd-icon\"><\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<a rel=\"noopener noreferrer nofollow\" href=\"https:\/\/x.com\/share?url=https:\/\/finansukonsultantai.lt\/investavimas\/\" target=\"_blank\" class=\" wd-social-icon social-twitter\" aria-label=\"X social link\">\n\t\t\t\t\t\t<span class=\"wd-icon\"><\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<a rel=\"noopener noreferrer nofollow\" href=\"https:\/\/www.linkedin.com\/shareArticle?mini=true&url=https:\/\/finansukonsultantai.lt\/investavimas\/\" target=\"_blank\" class=\" wd-social-icon social-linkedin\" aria-label=\"Linkedin social link\">\n\t\t\t\t\t\t<span class=\"wd-icon\"><\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"tooltip-arrow\"><\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"wd-post-excerpt entry-content\">\n\t\t\t\t\t\tKaupiamasis gyvyb\u0117s draudimas (KGD) \u2013 tai ne tik apsauga nuo netik\u0117tum\u0173 gyvenime, bet ir ilgalaik\u0117 priemon\u0117 kaupti pinigus atei\u010diai. Ta\u010diau nat\u016braliai kyla klausimas: ar tikrai saugu taip kaupti l\u0117\u0161as?\n\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"wd-post-read-more wd-style-link read-more-section\">\n\t\t\t\t\t\t<a class=\"\" href=\"https:\/\/finansukonsultantai.lt\/ar-saugu-kaupti-pinigus-per-kaupiamaji-gyvybes-draudima-kgd\/\">Pla\u010diau<\/a>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t<\/div>\n<\/article>\n\n\t\t\t\t\t\n\t\t\t\t\t","status":"have-posts","nextPage":"https:\/\/finansukonsultantai.lt\/investavimas\/page\/3\/?woo_ajax=1","currentPage":"https:\/\/finansukonsultantai.lt\/investavimas\/page\/2"}